Frugality Report: December

By on December 31, 2016

Ahh, December. Holiday parties, excessive eating, gift-giving…it hardly adds up to the most frugal of months for most of us, amiright? But I know a lot of you out there in Frugal Land are rock stars at this frugal-holiday thing! Let’s take a look at how the COD family fared in their quest for frugality and festivity this month!

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Frugal Friday: Recovery From A Holiday Spending Hangover

By on December 30, 2016

Hello, Default Changers! Here we are at another Frugal Friday. Even the most frugal of us can be derailed by Christmas spending, which leads to the inevitable Holiday Spending Hangover. We live like the Kardashians during the holiday season, buying gifts for more people than we intended, eating at restaurants more often than planned, spending more on day-after-Christmas sales than we should. Then January rolls around, we remember we’re more like the Heck family from The Middle than the Kardashians, and the holiday spending hangover begins. 

Sporting their Christmas Eve jammies…yes, they’re new. These two love to match…

Stages of the Holiday Spending Hangover (more…)

Frugal Friday: 11 Free Holiday Activities To Do With Kiddos!

By on December 2, 2016

This week’s Frugal Friday comes at the start of December, when we all tend to fill our calendars with a flurry of holiday activities. December, Advent, Christmas, and the holiday season are rife with opportunities for fun! It can become a bit overwhelming. I thought I’d share a few of our favorite frugal holiday fun ideas, specifically those that work for kids (although many are a blast whether you’re with tots or not).  (more…)


Frugality Report: November

By on November 27, 2016

As November wraps up, we bring you a little glance at our money-saving failures and successes for the month. 

Let’s begin with the Flops, the more spendy choices we’ve made this past month. It feels like we’ve been buying a lot; most are items we’ve been procrastinating over and finally bit the bullet.

Frugality Flops

  • Camera. We bought ourselves an early Christmas present! A big gift for Mr. COD and me (that’ll be the only one for us). It wasn’t even a Black Friday bargain. We had been wanting a new, more powerful camera for quite some time, so we sprung for a Nikon D5300. It’s not so fancy you need a photography degree to use it, but it definitely has more bells and whistles than our previous cameras. The photos I’ve captured already in the week since it arrived are about 7,000 times better than those we typically take with our camera phones (duh). My apologies: I haven’t figured out how to upload photos from it yet, so all pics in this post are still from my phone. The camera’s not exactly frugal, and not even a true need, so it falls under the Flop category. However, we both like photography and desire to learn how to take better pictures of our family and travel sights. We figure we will “save” what we would have spent on professional photos once or twice a year, and we’re way too lazy and disorganized to schedule photo shoots with someone else. Plus, we can consider any cash gifts we receive this Christmas as going toward the cost of the camera. 

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