We’re feeling a ton of New Home Love around the COD place lately. There are so many things about the new house that are vast improvements over our previous house, and we’re enjoying it! To be sure, there are also negatives, but I’m not even going to address those here today. Mr. COD’s and my seventh wedding anniversary was this week, and it was lovely to be celebrating it in our new home. Nearly two weeks in, I wanted to record a collection of things we LOVE about our new Kentucky home! (more…)
I’m writing this in our new town in Kentucky! We moved last Friday and are settling in little by little. No Internet is set up at the new casa yet, so I had to come to a coffee shop to use their WiFi. (I’m not complaining…Mr. COD took Jr and Mini to a park and I’m soaking up the tranquility!)
I still need to be rather quick with this, but wanted to update y’all on our progress. We left our home in Illinois on June 1st and closed on the new house in Kentucky on the 2nd. We utilized tons of help from friends, family, and neighbors throughout the process. My mom made the trip to our place three times in the final month in IL, and having her there for a couple of days at a time allowed me some precious packing, painting, and errand time. The last day in Illinois, I had three different local friends come over to entertain the boys at staggered times throughout the day. They were awesome, allowing me to continue packing, cleaning, going out for more storage bins, and all that fun stuff that accompanies a move.
My amazing sister-in-law and her family showed up the night before the move. They had to drive four-plus hours from their home in Iowa to help us pack the truck, then do the entire long 7-8 hour trip to Kentucky the next day. They and their two kids were SUCH a huge blessing during the move! Ty, my nephew, mowed the lawn at the old house so it would look nicer for prospective buyers. Trista, my niece, kept an eye on the little guys for much of the time. Everyone pitched in to carry boxes, load up the monster moving truck, and finish up all those last-minute tasks we forget about until it’s time to go.
We had (naively) hoped to be on the road by 10 AM, and of course we weren’t ready until 1:30 in the afternoon. Mr. COD and my brother-in-law, Jimmy, were especially beat from doing the bulk of the physical lifting and loading for hours on end. Then, we began getting the three felines into their carriers for the long trip. Sadie and Sasha went with minimal complaint, but then Kimchi was another story.
AN ESCAPED CAT
Kimchi, cat number three, decided to pull a Houdini on us at the final loading time. We COULD NOT FIND HER. Keep in mind, our house was nearly completely empty by this point (except three or four furniture items we just couldn’t quite fit in the vehicles and can do without until the house sells). So you would think that finding one cat in a virtually empty house would be a pretty simple task. NOPE. She had just disappeared.
Long story short, we had to leave without her. I know, I know! It sounds absolutely terrible. But we were already way behind schedule, were going to lose an hour on the drive, and had to close on our new house at 10 the following morning. So, we told ourselves that she must have gotten out during the moving hullaballoo, she still had all her claws, and she’d survive on her own. I texted our pet-loving neighbor two doors down to alert her to keep an eye out for our cat, and we set out on our way. Along the way, she called Mr. COD and I to let us know that escaped cat Kimchi was fine, but still IN the house! Fortunately, they got in using our old backup key hidden outdoors and brought her to live in their basement temporarily. (We’ll have to go back and retrieve the little escape artist in the next few weeks.)
Several large bugs and creatures showed up in the moving process. During our final walk-through of the house before closing, we found two dead birds. A third one appeared later on, when we moved the piano that came with the house. (Yay! Free piano!)
I encountered a nice wolf spider in the downstairs shower. Then, while fixing the A/C, my brother-in-law and Mr. COD met a spider they claim was four times that size! Ewwww. SOOO GLAD that I did not have to witness the thing! Jimmy had nightmares and trouble sleeping that night because of it. Teresa, my SIL, refused to go downstairs after she heard about it.
Since then, no enormous insects have made their appearance. We do have a lot of dead bugs in the windows and corners, since the house was sitting empty for three months before we moved in. Now, the only bugs we’re really hanging out with are the variety that Junior and Mini COD are collecting on the porch and in the yard. They’re having a blast.
Unfortunately, a new house tends to require a few purchases. This one did not come equipped with a washer and dryer, so that was high on our list to get in there as soon as possible. We’d hoped to find a used one in the area, but nothing showed up, so to Lowe’s we went. In addition to the washer/dryer set, we pretty much had to get a big ol’ tractor-like mower for our ginormous yard. It’s about 1.25 acres and quite sloped, so a bigger mower is paramount. We found a marked-down one that Mr. COD approved of at Lowe’s. All three big items will be delivered next week!
Internet will cost quite a bit more as we’re somewhat rural now. We’ve definitely been missing our unlimited internet since getting into the house. We do have quite a few movies downloaded on Mr. COD’s laptop, so we’ve watched a movie a day during downtime. However, the plus side is that the boys have adjusted to less screen time. They have so much more space to run around now, both in the house and outdoors, so they’re not getting nearly as bored as they used to.
I hope to update more on the blog once we have Internet again! What are you all up to this summer?
Oh, you guys! I am woefully behind in blogging these days, so I apologize (to myself as much as to you). Life has been a whirlwind of change, leaving little time or energy for writing, unfortunately. However, things are going swimmingly, so I cannot complain one little bit!
Today, I thought I’d jump back into the blog with the story of our house hunting and buying in our new town. Everything is happening incredibly fast, but we also have been talking and dreaming about this move for years, so in a way, it’s been a long time coming.
Mr. COD interviewed at Eastern Kentucky University on March 28-29th. He was offered the position (unofficially) on April 7, then officially on April 10. The following weekend was Easter, and at first we thought it would be too soon to think about housing. However, as we drove to visit some friends on that Friday, the more we talked, the more we realized we didn’t want to wait. Hence, on Easter Sunday, we loaded the kids into our van and drove south!
COD HOUSE WISH LIST
- At least two bathrooms. Our current home has just one, and it’s adequate most of the time, but anytime we have company, things become a little stressful. You just don’t want to have any issues when there’s only one bathroom, so a backup is desirable.
- A more spacious house. We’re tired of every room in the house feeling too small. We don’t care about filling up every room with beautiful furniture or tons of stuff; we simply want room to breathe and not be tripping over each other all the time. Plus, since we’re moving further from all of our family, it’s important to us that we have ample room for guests to stay comfortably. We’d hate for our parents or siblings to feel they have to pay for a hotel room every time they visit.
- Great outdoor space. With two small boys, our dream is for them to have plenty of adventures in our own back yard! Plus, we’re now extremely close to neighbors on all sides, and while those neighbors are fortunately wonderful, we’re ready for a lot more room between our house and any others.
- Proximity to the university and the rest of town. Mr. COD’s drive to work is currently about thirty minutes, and while that’s not terrible, a shorter commute sounds great. Less driving time means more time for doing anything else! Working out, house and lawn chores, fun with the family are all better options than driving to work. Plus, it saves moolah on gasoline!
- Move-in ready, with some willingness to do small cosmetic changes over time. We’re not opposed to some DIY improvements such as painting and eventual appliance upgrades, but major foundational and structural issues were what we wanted to avoid.
Mr. COD emailed a realtor for more information and managed to arrange for house showings on Monday, April 17. We’d already started browsing homes on Zillow and other sites and had a pretty good idea of what we wanted.
Our appointment with the realtor wasn’t until afternoon, but being impatient, we just had to drive around in the morning and take a peek at a couple of houses we liked online. One of them was a stately old place in a beautiful neighborhood. Quiet, little traffic, yet just minutes from downtown. The yard sloped to give a beautiful view of nearby farms.
We also took a gander at a home further out away from town. It was on a wooded lot and boasted a lovely screened-in porch in the backyard. Our first impressions were that it was pretty, but a bit too removed from town and neighbors, and we would prefer a place like the other one, where meeting people and plugging into community would be fairly easy.
Our realtor turned out to be incredibly helpful and friendly, and we just loved working with her. After viewing half a dozen homes that Monday, we were 90% sure of which home we wanted. The in-town home we had originally liked best was a big fat NO after seeing the inside! It was a foreclosure, which didn’t necessarily rule it out for us, but it had extensive water damage, and the rooms were overall too small. Too much work to get it up to our standards!
Anyway, we returned to our Red Roof Inn that evening worn out and fairly certain we wanted the country house. Though it was not perfect, it filled all of our must-have criteria. Plus, seeing the weird layout and required fixes at the foreclosure made it easy to focus back on the country house.
It was during our dinner that night (we picked up pizza from the top-rated pizza joint in the area) that our realtor called to inform us that our #1 choice had just gotten an offer. WHAT?! Of course, that would be our luck. The house had been on the market for three months at that point, but the day we came to see it, somebody finally made an offer.
We told our realtor we were close to making an offer and asked her to do what she could. She got the owners to wait and give us 24 hours before accepting the first offer. (We hadn’t even met with a bank to get financing set up, and planned to do that the next morning.) We spent the rest of that night anxious and worrying that we would lose the house. Meanwhile, Super Realtor was arranging additional showings for the next morning, before the bank meeting. We tried to remember that this one house was not the ONLY house we might ever like.
We looked at five or six more homes that morning. The boys, again, were troopers, amazing us with their patience in driving around, walking through houses, over and over. Nothing stood out this time, except for an incredible property further out in the country. It was beautiful and the surroundings were beautiful, but it also seemed to possess some risky structural flaws and damages. Plus, it was already out of our comfortable price range, so adding unknown repair costs was unappealing.
Mr. COD had to meet with the banker, where he remembered he had frozen his credit (a recommendation by Clark Howard for security), so un-freezing it took a few extra minutes. I took the kids to a playground to burn off some energy, and we picked Mr. COD up after his meeting. Financing was in place!
Next, we still had a couple more houses to see, sort of to make us really sure we wanted to put in an offer on the first country house. One was completely turnkey, with redone kitchen and bath and everything very nice, except for the loud highway noise audible from the backyard. Another had a funky layout and wasn’t a terrible house, but the location was awful. Right on a busy corner, with nearly zero yard space. It was after seeing this house that we were certain of our choice: the first country house (the first one we drove past before the realtor even got us in).
Super Realtor went to her office to draw up the offer as we waited in our hotel room and put cartoons on for the boys. We agreed to go in at full asking price because we figured the other offer must have been low for them to wait on our offer at all. She called us around 3 PM to go to her office and sign everything. (Yikes! We were cutting it so close to get done by 5!)
Fortunately, signing all of the offer papers was really easy. We didn’t even sign paper copies, just did it all digitally and quickly. We were armed against misbehaving children with a purse stocked with M’n’Ms and Mr. COD’s phone with downloaded movies. The boys didn’t go too wild in the office, but when they got antsy, we pulled out Angry Birds on the phone so we could finalize all the paperwork. Everything was submitted by about 4 PM, just in time, so we breathed sighs of relief and waited.
As another thank-you to the boys for putting up with all the house hunting shenanigans, we got them ice cream and cones to eat in our room. It wasn’t long before Super Realtor called back with the good news that we GOT THE HOUSE!
I could hardly believe it. What a crazy couple of days! Just eight days after accepting a new job, we bought a new house!
Now, of course, we still need to sell our current home…it’s been on the market about a week and is getting quite a few showings. Let’s hope we can celebrate its sale very soon as well. Fortunately, we have funds available and therefore aren’t relying on the house sale to purchase the new one. If we were, we’d be stuck renting a smaller place for awhile.
We should close on our new place in one week! It’s all moving so quickly, and we are super excited!
Hey, guys! Happy Cinco de Mayo! I almost forgot to share my post “6 Free or Cheap Summer Fun Ideas” from Budgeting in the Fun Stuff! I’m here to share some ideas for your frugal summering. Fun does NOT have to cost a lot of dough, but we sometimes need to plan ahead for free summer fun. Lots of you already do many of these, such as hiking and biking!
I can hardly believe it is May already. I know time moves at the same pace no matter what, but it sure feels fast to me lately. Perhaps it’s something to do with the fact that we BOUGHT A HOUSE a few weeks ago and we’re moving in ONE MONTH! So there is a ton to do around here to get ready for the move.
We still intend to enjoy plenty of frugal fun this upcoming summer as we settle into our new home and new town. Head on over to Budgeting in the Fun Stuff to read the article!
Tell us, friends, what are your must-do summer fun activities? Is there something you’re willing to spend a bit more money to do, or are you strictly frugal?
A new job! Yep, IT’S HAPPENING! Mr. COD has accepted a university teaching job! He’ll be joining the counselor education department of the grad school. The CODs are headin’ south, baby! (more…)
FOMO can be a total goal-killer. That Fear Of Missing Out can cause us to buy stuff we didn’t want until we saw someone else had it. It can make us join groups and organizations even when we’re already stretched too thin. We joke about it at our church, that FOMO is what drives people to uber-participation. Overall, it has power to convince us do things we don’t really want to do. (more…)
Shopping used to be entertaining. A relaxing activity. A harmless pastime.
Except…Um…It was never harmless.
Shopping used to numb my wounds. It made me feel like a grown-up (ironically, since I would spend money I didn’t really have, being in debt as I was). Meandering store aisles offered a cure for boredom. Shopping was a way to make myself feel better, whatever was going on.
Students sassing back in class? A new outfit will cheer me up and help me look forward to tomorrow despite the hoodlums.
Envious of friends getting married and having babies while I’m still single? Go buy some Twizzlers and jellybeans to scarf down in front of the TV.
Nothing to do on Saturday afternoon? Wander the aisles of Target. You don’t need to need anything, you’ll find 817 things you didn’t even know you wanted!
A NEW MINDSET
My recent Kohl’s visit opened my eyes to how my shopping mindset has changed.
Where I used to cross that threshold and be instantly transported into a veritable Promised Land, I now walked in purposefully. Only to spend the $20 Kohl’s cash we had earned when Mr. COD unexpectedly needed to buy a new suit for interviews. I intended to spend as little as possible, targeting that $20 mark.
Where I used to go to Kohl’s to fill up empty time, I yearned to use up the accumulated rewards cash as quickly as possible and get out. Part of that change is due to small kids in my house; I always feel hurried to get back home on the rare occasions I get out. A smidgen of mom guilt I need to release somehow.
Where I used to be thrilled each time I received a new coupon to use at my fave store (those 30% off ones were pretty sweet), I now receive multiple offers via email daily and use them rarely, if at all. I think I purchase from Kohl’s maybe two or three times a year now, always when I need my running shoes replaced. I get the same brand and style every time and avoid the stress of trying on and debating what to choose. This is especially helpful as I need custom orthotics, which I know will fit my good ol’ standby sneaks.
Where I once would spend 100 bucks or more, so pumped to walk out with a huge bag o’goodies, I now am a more thoughtful consumer. Even if all seven of the new shirts I bought were $7 or less due to discounts, did I actually need those new shirts? Or would I now have too many choices of what to wear, making it tougher to decide? Would I end up tossing them out a few months later due to poor quality or my capricious style whims?
Walking around Kohl’s that day felt so foreign to me. I would have just ordered something online, but was loath to pay extra for shipping, thus, to the actual store I went. I knew I wanted a digital food thermometer because Junior COD had recently broken ours, so I made a beeline for that section.
I found the one I wanted and grabbed some socks to use up the rest of our Kohl’s cash (it went a little bit over, but socks are always disappearing). Yeah, I know stores only offer those promos to get us back in to buy more, but at least I ended up with a necessity! Not a super exciting shopping trip, but it was just what we needed.
REASONS FOR THE CHANGED ATTITUDE (WHY HAS SHOPPING LOST ITS MAGIC?)
- I no longer have a job, so our household income is (duh) a lot less now.
- I think of stuff my kids need more than the stuff I want. (Not always, but I’m getting there.)
- If we move in a few months or a year, I want to pack up as little as possible to take with us. Less shopping=less to pack and organize!
- I am trying to adopt more of a “use what I have” mentality versus a “buy more” mentality.
- I continue to learn and relearn that just because an item is supposedly a “deal” doesn’t make it a good deal for me.
- With two kids, chances to shop alone are rare, and shopping with them in tow is a chore, not fun.
- So many are suffering or needy in this world, and I’d rather be more able to give generously than spoil myself.
What’s your relationship with shopping? Have you always loved or hated it, or has your perspective changed over time?
I’m not big on sharing full budget reports or anything like that here, but I do like to sum up some ways we’ve been frugal or failed in frugality each month. Perhaps our successes will spark an idea for you or our frugality foibles will encourage you. Hence, I bring you the March Frugality Report!
Less-frugal stuff in March:
A trip to a kids’ museum near Mrs. COD’s hometown wasn’t free. Only five buckaroos a person, though, so we were happy to pay. It brightened up one of two dreary, cold days of spring break!
A fair amount of eating out. Nothing super expensive, but we did spend a bit there. At least we got free babysitting from the grandparents again!
Frugal Wins this month:
$5 hiking boots for me courtesy of VarageSale! I love them already, and they were barely worn when I got them.
I ended up not running a race in my hometown that I’d been planning on. My knees were acting up, so I decided to forego the run. A bummer, since a bunch of old friends were running, but since I hadn’t yet signed up, no money was lost!
Free vanilla soft-serve cones at Dairy Queen! March 20th, I happened to come across an ad for their free ice cream day, so after some park time with the boys, we walked over to DQ.
I exercised restraint in book-purchasing this month. I’ve managed to hold back on buying a certain book I’ve been itching to get my hands on since before it was released. I was tempted again, but frugality prevailed! Maybe I’ll get lucky if I ask around among friends if I can borrow a copy. Also, I checked out Liturgy of the Ordinary from our local library. Written by Tish Harrison Warren, it’s all about the everyday occurrences that present opportunities for knowing God. Things like losing your keys, sitting in traffic, and making your bed can become spiritual experiences. I love, love, love this book, so much I nearly bought it for myself. It sometimes is a joy to mark up a real book with footnotes and underlining, and I kind of longed for that again. However, it’s perfectly adequate to check it out again from the good ol’ library!
No wild St. Patty’s Day frivolity here. I made green cupcakes with the boys that day (although Junior COD tried to talk me into buying some at the store the day before). We waited until two days later to purchase some corned beef at a significant discount.
Our second job-interview trip included a stop at Mrs. COD’s parents’ house, which meant free lodging and a chance to visit with them. Plus, the college footed the bill for fuel expenses and one night near campus! Junior COD was so anxious to see Grandma again on the return trip that he convinced us to drive back right after the interview. So he saved us another night in a hotel–yay!
We’d love to hear about your own quest for frugality this month! How have you been saving money (or splurging)?
Job hunting is a huge hassle, amiright? It requires so much time and energy to research the right job openings, learn about the companies hiring, fill out applications, track down references, and participate in interviews. Plus, you’re typically doing all of this on top of your current job duties, attempting not to slack off there. I’m personally pretty happy not to be job hunting for traditional 9-5 jobs right now, but Mr. COD is in the thick of the hiring season for the 17-18 academic year. Right now, it’s largely a waiting game.
Raise your hand if you love waiting!
Nope, me neither. Patience isn’t a fun trait to cultivate. The only way to learn it is by waiting more.
Job Hunting Process
As you guys knows, Mr. COD applied for some positions last fall and continues to send more in as more schools post openings. As his field is somewhat specialized and the programs he’s qualified to teach aren’t offered at every college or university, we know we might not be able to pick our dream locale for this first teaching position. The primary goal at this point: get Mr. COD out of school counseling and into teaching within a counseling master’s program. Our hope is that he’ll get an offer from one of these schools, work there for three years or so, and then have more experience with which to snag a job back in southern Wisconsin, closer to family.
Job hunting has led to several (maybe 4 or 5?) phone/Skype interviews so far, and Mr. COD has done one in-person, on-campus interview. One more is to come in another week or so. (Yay! That in itself is a success.) The two campus interviews are at schools he feels pretty confident he’ll like, and both towns have some great benefits that are important to us, like parks and natural outdoor beauty.
We understand the possibility exists that Mr. COD won’t receive an offer of employment with either of these two second-interview schools. It’ll be disappointing if that happens. We’re definitely at the point where, if he does get an offer, he’ll take it. (Of course, should he receive offers from multiple schools, we’ll have a decision to make.)
It’s a little scary to be this close to making such a huge change in our lives. I mean, we’ve been talking about this move for as long as we’ve known each other. It’s been almost nine years of waiting and saying, “maybe in another two years”. Now we’re so close to taking this big step! It’s not quite as big as taking the step into early retirement, but it has a lot of the same earmarks (leaving the status quo, changing schedules, etc.).
This teaching at university or graduate level, for Mr. COD, has been a longtime goal of his. He’s worked for it. He’s given up leisure time for it. He’s furthered his education for it. He’s done a lot of stuff he didn’t really have to do, all in service of stepping out of his reliable-but-somewhat-boring job. He’s ready for a challenge, ready for change. That’s why he’s doing all of the fun job hunting work!
If and when we do this, it’ll be a pretty major change for our family. If he takes either of the two options that appear most likely at this point, we’ll be moving in a matter of months. Leaving the area that’s been home to me for nearly 15 years. For him, it’s been nearly ten years. Pretty significant lengths of time, if you ask me.
Proximity to Family
The proximity to our families is still a high priority for us. The main reason we want to move to Wisconsin is to be closer to Mr. COD’s family (and not much farther from mine). Unfortunately, no job openings have appeared for that area. Either direction we move, we’ll be farther from a lot of family. No one will be drop-by-for-Thursday-night-dinner kind of close, so I guess at least we’re used to that. It’s just a bummer that all of our parents and siblings are so spread out.
We’re hoping to convince our most-flexible sibling and family to follow us wherever we go. (Come on, Jimmy and Teresa!) Selfish? Ha, perhaps. But if they could also find work near our new home, that’d make it that much more like home for us.
Hassles On Our Minds
-House (selling or renting ours out). So many little things need to be fixed! Plus, we’ve never been landlords…)
-Pets (3 cats, which is way too many to bring with us. Yes, this sounds terrible, but it may be a necessity to decrease our cat total if we end up renting an apartment.)
-Preschool. Junior COD should be in one next year (he’ll be four by then). A lot of our friends have recently registered their kids the same age for the fall, but of course we can’t do that without knowing our location.
-Well, one perk of my SAHM gig is that it makes things much simpler with only Mr. COD looking for a traditional job. I am not planning on working next year yet. I could do it if needed, but since we may be waiting for quite some time before we know what his job status will be, it’s nice not needing to look for a job in an as-yet-unknown location. I’ll just be pluggin’ away in the freelance world!
-Another benefit of my not working: I’m free to travel with Mr COD on interview trips. Scouting out the areas where we may live is important to do as a family. Gone are the days of worrying about taking too many personal days from work. No more planning for substitute teachers, either (oh, lord, what a pain)!
-Both potential new locations seem to have a fairly low cost of living and lower property taxes. That’ll help a lot with our transition.
-Both new places would save us a bundle on our health insurance. Yay! Insurance…just one of the myriad ways that Illinois…well…sucks. The new job will be a pay decrease from Mr. COD’s current salary, but the insurance savings alone pretty much even it all out. (Yeah, insurance costs are ridiculous here. This is when we don’t even go to the doctor, except for our kids’ wellness checkups. Good grief!)
We are so nervous about this potential move, believe me! But it just feels like it’s time. Time for a significant change in our work and our lives. We’ve already put in a year of my default change to stay home with munchkins. Now it’s Mr. COD’s turn! It’s pretty darn exciting!
What big moments in life are you waiting for? Are there any fun waiting disappointments or success stories you’d like to share?
I’ve been feeling stuck in a bit of a rut lately, so I haven’t posted in awhile. Hello there! I think this is the longest absence I’ve taken from posting on this blog since we began about a year ago. Lots of other blogs I read have recently celebrated their one- or two-year blogiversary, so we’re in good company! (I am nowhere near the prodigious amount of writing of Picky Pinchers or Our Next Life, but we all need someone to inspire us, right? Check out the stats on how many posts they’ve published in their blogging lives! It’s insane!) (more…)